The Dilemma and Countermeasures of Occupational Injury Protection for Platform WorkerOn the Enlightenment of Occupational Disaster Insurance System in Taiwan

Due to the development of platform economy, the problem of the platform workers’ high risk of occupational injury is increasingly severe. The platform workers are working without occupational injury protection because the social work-related injury insurance is out of their reach and the commercial insurance compensation is low. Besides, the platform enterprises do not take their responsibility or even break the law by getting rid of the employment relationship with workers. The pilot work of occupational injury protection carried out in various local areas has gained achievements, while it is difficult to carry on because the barrier of parting the connection between the work-related insurance and employment relations. Through the establishment of the employment relation identification standard between workers and enterprises, Taiwan has strengthened the supervision of the employment of platform enterprises, and effectively enhanced the occupational injury protection of platform workers by encompassing flexible employees into work-related injury insurance. Therefore, it is necessary to learn from Taiwan’s experience and “untie” the connection between work-related injury insurance and employment relations. By doing this, it is possible for platform workers to participate in the work-related insurance, solving this problem at the institutional level. At the same time, there is a need to clarify the standard of the identification of employment relations to protect the legitimate rights and interests of platform workers. Meanwhile, it is also necessary to clarify the employment relation identification standard to protect the legitimate rights and interests of platform workers.